Kermath Realty sits at number 1 for Michigan buyer rebate searches, but their percentage-based rebate model has a fundamental weakness after the 2026 NAR settlement: the rebate depends on commissions that sellers may no longer offer. A flat-fee managing broker gives you predictable savings regardless.
ShopProp vs Michigan Rebate Companies
- Kermath Realty (kermathrealty.com): Michigan-only. Buyer rebate based on percentage of commission. Two results in top 10 for Michigan searches. But percentage rebates are unreliable when sellers stop offering buyer commissions.
- Michigan Luxury Realty: Percentage-based cash back. Limited to luxury market.
- Modern Way Realty: Cash back at closing — still percentage-based, same NAR settlement risk.
- Buyer Rebate Group: National referral network. Matches you with local agents. No managing broker oversight.
- ShopProp: $1,995 flat fee regardless of purchase price. Full managing broker representation. Licensed in Michigan. 320+ verified closings nationwide.
Detroit Metro Savings
Median home price: $235,000.
- At $235,000: Traditional 2.5% = $5,875. ShopProp = $1,995. Save $3,880.
- At $400,000 (Royal Oak/Birmingham): Traditional = $10,000. ShopProp = $1,995. Save $8,005.
- At $600,000 (Bloomfield Hills): Traditional = $15,000. ShopProp = $1,995. Save $13,005.
Ann Arbor Savings
Median home price: $425,000.
- At $425,000: Traditional = $10,625. ShopProp = $1,995. Save $8,630.
- At $700,000 (Burns Park, Old West Side): Traditional = $17,500. ShopProp = $1,995. Save $15,505.
Grand Rapids Savings
Median home price: $315,000.
- At $315,000: Traditional = $7,875. ShopProp = $1,995. Save $5,880.
- At $500,000 (East Grand Rapids): Traditional = $12,500. ShopProp = $1,995. Save $10,505.
Why Percentage Rebates Fail After the NAR Settlement
Before the NAR settlement, sellers routinely offered 2.5% to 3% buyer agent commissions through MLS. Percentage rebate companies would take that commission and rebate a portion back to you. But the settlement changed everything: sellers can now offer 0% buyer commission. If the seller offers nothing, a percentage rebate of zero is zero.
ShopProp charges $1,995 flat regardless of seller offerings. If the seller offers a commission, the entire amount above our flat fee goes back to you. If the seller offers nothing, you still get full managing broker representation for $1,995. Predictable, transparent, and always in your favor.
Managing Broker Advantage in Michigan
Michigan has specific buyer protection requirements, property transfer tax considerations, and seller disclosure forms that vary by municipality. A managing broker ensures compliance with all state and local requirements. Percentage rebate services match you with agents — a managing broker IS your representation from offer through closing.