Hawaii buyer rebate programs promise savings, but most are percentage-based and unpredictable after the NAR settlement. Here is one that delivered: a real ShopProp client saved $25,105 on a $1,003,333 Honolulu condo purchase in June 2026.
Real Closing: Ward Ave, Honolulu — $25,105 Saved
Our client purchased a condo at 333 Ward Ave #3605 in Honolulu for $1,003,333. ShopProp fee: $4,995. A traditional 2.5% buyer agent would have charged $25,083 plus the $4,995 — our client kept $25,105 in savings. That is a down payment on a second property.
See all 320+ verified ShopProp closings
Why Hawaii Percentage Rebate Programs Fall Short
The top-ranked Hawaii buyer rebate companies — 3500listingfee.com, spatialityblog.com, buyerrebategroup.com — all use percentage-based rebate structures. Here is the problem: after the NAR settlement, seller-paid buyer commissions are no longer guaranteed. A percentage rebate of a commission that may not exist is worth zero.
ShopProp charges a flat fee of $1,995 regardless of what the seller offers. If the seller offers 2.5%, you keep the difference. If the seller offers nothing, you still pay only $1,995 for full managing broker representation.
Hawaii Savings by Island
Oahu (Honolulu)
Median condo: $525,000. Median single-family: $1,050,000.
- Condo at $525,000: Traditional = $13,125. ShopProp = $1,995. Save $11,130.
- Single-family at $1,050,000: Traditional = $26,250. ShopProp = $3,995. Save $22,255.
Maui
Median: $950,000.
- At $950,000: Traditional = $23,750. ShopProp = $3,995. Save $19,755.
Big Island (Hawaii Island)
Median: $475,000.
- At $475,000: Traditional = $11,875. ShopProp = $1,995. Save $9,880.
Kauai
Median: $1,100,000.
- At $1,100,000: Traditional = $27,500. ShopProp = $3,995. Save $23,505.
ShopProp vs Hawaii Competitors
- 3500 Listing Fee: $3,500 listing flat fee. Buyer side uses percentage rebate model. No managing broker.
- Hoku Real Estate: 50% buyer rebate — sounds great, but 50% of a shrinking or nonexistent buyer commission may be less than you think.
- Buyer Rebate Group: Percentage-based cash back. Limited to participating agents.
- ShopProp: $1,995 flat fee, managing broker, 320+ verified closings including the $25,105 Honolulu closing above.
Managing Broker Advantage in Hawaii
Hawaii real estate involves unique considerations: leasehold vs fee simple ownership, tsunami zones, lava zones on the Big Island, association reserve studies, and AOAO documents. A managing broker — the highest license in real estate — navigates all of this. Percentage rebate services hand you off to whichever agent is available.
As cited by NPR and the Brookings Institution, flat-fee models deliver transparency that traditional commission structures cannot. Calculate your Hawaii savings