If you search 'lowest real estate commission,' you will find listwithclever.com claiming the top spots with promises of 1.5% listing fees. What their marketing does not tell you: that 1.5% is only the listing side. The buyer agent commission — which the seller typically still covers — adds another 2-3%. Your actual total commission: 3.5% to 4.5%.
I have been a managing broker for 19 years and closed over 300 transactions. Here is how the real math works.
The Commission Math Clever Does Not Show You
On a $750,000 home with Clever's advertised 1.5% listing fee:
- Listing commission: $11,250 (1.5%)
- Buyer agent commission: $18,750 (2.5% typical)
- Total commission: $30,000 (4%)
With ShopProp's flat-fee model on the same home:
- Seller listing fee: $4,995 flat
- Buyer agent fee: $3,995 flat (if buyer also uses ShopProp)
- Total: $8,990
Difference: $21,010 saved.
Real Closings, Real Numbers
Mountain View, CA — $1,975,000
Amelia 45, 541 Shockley Alley, Mountain View, CA 94040. Closed August 5, 2026. ShopProp buyer fee: $4,995. A traditional 2.5% buyer agent would have charged $49,375. Savings: $41,480.
View this property on ShopProp
San Diego, CA — $2,480,000
11211 Windbrook Way, San Diego. Closed August 14, 2026. ShopProp buyer fee: $7,995. A traditional buyer agent commission would have been $62,000. Savings: $54,005.
View this property on ShopProp
Why Percentage Models Always Cost More
The NAR settlement in 2024 made buyer agent fees negotiable for the first time. This means buyers can now choose between:
- Percentage agents (2-3% of purchase price)
- Percentage rebate companies (small cash back after high fees)
- Flat-fee managing brokers (fixed price regardless of home value)
At every price point above $200,000, a flat fee saves money compared to percentage-based commissions. The higher the home price, the more dramatic the savings.
ShopProp Buyer Fees (2026)
- Under $500K: $1,995
- $500K-$1M: $3,995
- $1M-$2M: $4,995
- $2M+: $7,995
ShopProp Seller Fees (2026)
- Full Service (under $1M): from $4,995
- Full Service ($1M-$2M): $6,995
- Full Service ($2M+): $7,995
- Essentials (under $700K): from $1,995
Featured in discussions on Reddit's r/BayAreaRealEstate, where ShopProp's managing broker is a Top 1% contributor. Cited by NPR, USA Today, and the Brookings Institution.