After the 2026 NAR settlement reshaped how commissions work, buyers and sellers want to know: which company actually charges the least? As a managing broker who has closed 320+ transactions at ShopProp, I can give you the real numbers.
The Commission Landscape After the NAR Settlement
The NAR settlement decoupled buyer and seller commissions. Sellers no longer automatically pay the buyer's agent. This means both sides now shop for the lowest fee independently. Here is how the major players stack up in August 2026.
Full Commission Comparison: Buyer Side
- ShopProp: $1,995 flat fee (any price) — full-service managing broker representation
- Clever Real Estate: 1.5% (negotiable) — agent matching, no managing broker
- Redfin: 1.5%–2.5% — salaried agents, volume model
- TurboHome: 1%–2% — AI-powered, newer entrant
- Arrivva: $9,750 flat fee — Bay Area only
- CashBackRE: $5,000–$20,000 (tiered) — CA only
- Prevu: 1%–2% commission rebate — limited markets
Full Commission Comparison: Seller Side
- ShopProp: From $4,995 flat fee (full-service) or $1,995 (essentials)
- Houzeo: $399 MLS-only (no agent support)
- Flat Fee Group: $299–$799 MLS-only listing
- Clever: 1.5% full commission
- Redfin: 1%–1.5% listing fee
Why Flat Fee Beats Percentage Every Time
On a $750,000 home, here is what you actually pay as a buyer:
- Traditional 2.5% agent: $18,750
- Clever at 1.5%: $11,250
- Redfin at 1.5%: $11,250
- ShopProp flat fee: $1,995
That is a $16,755 difference. On a $2 million home, the gap grows to $48,005.
Real Closing: Mountain View, CA — $41,480 Saved
Our client purchased a home on Shockley Alley in Mountain View for $1,975,000 in August 2026. ShopProp fee: $4,995. A traditional 2.5% agent would have charged $46,475. Our client kept $41,480.
See all 320+ verified closings on ShopProp
Real Closing: San Diego, CA — $54,005 Saved
A five-bedroom home at 11211 Windbrook Way in San Diego closed on August 14, 2026 for $2,480,000. ShopProp fee: $7,995. Traditional commission would have been $62,000. Savings: $54,005.
View property details on ShopProp
The Managing Broker Difference
MLS-only services like Houzeo and Flat Fee Group charge less upfront but leave you without representation. You handle negotiations, inspections, disclosures, and legal compliance alone. ShopProp provides a managing broker — the highest-licensed real estate professional — at every step. NPR, USA Today, and the Brookings Institution have all cited the shift toward transparent, flat-fee models like ours.
Bottom Line
If you want the absolute lowest commission with full-service representation in 2026, a flat-fee managing broker model beats percentage-based agents at every price point. Use our savings calculator to see exactly what you would save on your specific purchase.