Colorado home buyers have more rebate options than ever after the 2026 NAR settlement. But percentage-based rebate companies like coloradohomerebates.com and Prevu cannot match what a flat-fee managing broker delivers. Here is the math.
How Colorado Rebates Work After the NAR Settlement
Colorado allows commission rebates to buyers at closing. The 2026 NAR settlement means buyers now negotiate their own agent fees separately from the seller. A flat-fee buyer agent like ShopProp passes the maximum savings back because our fee does not scale with your purchase price.
ShopProp vs Colorado Rebate Companies
- coloradohomerebates.com: Percentage-based rebate. Savings depend on the listing commission offered by the seller. Less predictable after NAR settlement.
- Prevu (Denver): Up to 2% rebate. Still percentage-based, limited to Denver metro.
- EZ Agents: Buyer rebate program with percentage commission structure.
- Flat Rate Realty Group: Flat fee but limited to Colorado only.
- Flat Fee Group: MLS-only listing. No buyer representation.
- ShopProp: $1,995 flat fee regardless of price. Full-service managing broker. Licensed in CO with 320+ closings nationwide.
Denver Metro Savings at Every Price Point
Median home price in Denver: $585,000 (August 2026).
- At $585,000: Traditional 2.5% = $14,625. ShopProp fee = $1,995. You save $12,630.
- At $750,000: Traditional = $18,750. ShopProp = $1,995. You save $16,755.
- At $1,200,000: Traditional = $30,000. ShopProp = $3,995. You save $26,005.
Colorado Springs Savings
Median home price: $445,000.
- At $445,000: Traditional = $11,125. ShopProp = $1,995. Save $9,130.
- At $600,000: Traditional = $15,000. ShopProp = $1,995. Save $13,005.
Boulder Savings
Median home price: $975,000.
- At $975,000: Traditional = $24,375. ShopProp = $3,995. Save $20,380.
- At $1,500,000: Traditional = $37,500. ShopProp = $4,995. Save $32,505.
Fort Collins and Northern Colorado
- At $525,000: Traditional = $13,125. ShopProp = $1,995. Save $11,130.
Real Closing Example
A Mountain View, CA buyer saved $41,480 on a $1,975,000 purchase in August 2026 — paying just $4,995 instead of $46,475. The same flat-fee model applies to every Colorado transaction.
See 320+ verified ShopProp closings
Why a Managing Broker Matters in Colorado
Colorado real estate has unique requirements: mandatory broker disclosures, specific contract forms, radon testing requirements, and foundation considerations at altitude. A managing broker — the highest-licensed professional in real estate — handles all of this. Percentage rebate companies connect you with random agents. ShopProp gives you a managing broker from contract to closing.
As cited by NPR and USA Today, flat-fee models are reshaping how Americans buy homes. Calculate your Colorado savings here