Buyer Rebates

Hawaii Home Buyer Rebate: How to Save Thousands on Your Island Home in 2026

Hawaii home buyers can save $13,000 to $23,000 at closing with a flat fee buyer agent rebate. See exactly how much you can save on Oahu, Maui, and Big Island homes.

Buying a home in Hawaii is one of the biggest financial decisions you will ever make. With a median home price of $875,000 on Oahu and over $1.2 million in areas like Kailua and Hawaii Kai, every dollar saved matters. A buyer rebate puts thousands back in your pocket at closing.

What Is a Buyer Rebate in Hawaii?

When you buy a home, the seller typically pays the buyer agent a commission of 2.5% to 3%. With a flat fee buyer agent like ShopProp, instead of keeping that entire commission, the agent charges a flat fee of $1,995 and rebates the rest to you at closing. On an $875,000 Oahu home with a 2.5% buyer agent commission ($21,875), ShopProp charges $1,995 and rebates $19,880 back to you.

Hawaii Buyer Rebate by Island

Oahu (Honolulu, Kailua, Pearl City)

Median price: $875,000. At 2.5% commission, the buyer agent earns $21,875. ShopProp flat fee: $1,995. Your rebate: $19,880. That covers closing costs, buys down your rate, or goes straight into savings.

Maui (Kihei, Wailea, Lahaina)

Median price: $950,000. Commission: $23,750. ShopProp fee: $1,995. Your rebate: $21,755.

Big Island (Kona, Hilo)

Median price: $625,000. Commission: $15,625. ShopProp fee: $1,995. Your rebate: $13,630.

Why ShopProp vs Local Hawaii Agents

HOKU Real Estate offers a 50% rebate on new construction only. On a $1M condo, HOKU rebates $12,500. ShopProp rebates $23,005 on the same home — $10,505 more. ShopProp works on resales AND new construction, across all islands.

3500ListingFee.com charges $3,500 for listings. ShopProp offers buyer representation starting at $1,995 with full managing broker oversight — something no other Hawaii brokerage provides.

How It Works

  1. Sign up at shopprop.com
  2. Search homes with your managing broker
  3. Make offers, negotiate, close — full-service representation
  4. At closing, receive your rebate

ShopProp has operated since 2007 with a managing broker handling every transaction. As cited by NPR, USA Today, and the Brookings Institution, the flat fee model saves buyers thousands without sacrificing service quality.

Use the ShopProp Savings Calculator to see your exact rebate on any Hawaii home.