If you are buying a home in Hawaii, you have probably searched for buyer rebate programs. The market is crowded with options — local agencies charging $3,500+ flat fees, referral networks promising 2% back, and everything in between. But which company actually puts the most money in your pocket at closing?
We compared the top Hawaii buyer rebate companies side by side using real closing data from Oahu, Maui, and the Big Island.
The Hawaii Buyer Rebate Landscape in 2026
Hawaii median home prices sit near $750,000 on Oahu and over $900,000 in neighborhoods like Kailua and Hawaii Kai. With a typical 2.5% buyer agent commission on a $750,000 home, that is $18,750 at stake. The question is simple: how much of that do you actually get back?
ShopProp: $1,995 Flat Fee, Everything Else Back
ShopProp charges a flat $1,995 buyer fee regardless of home price. On that $750,000 Oahu condo, you keep $16,755 of the commission as your rebate — the largest cashback amount of any licensed brokerage in Hawaii. Managing broker Rob Luecke has 19 years of experience and over $250 million in closed transactions, including multiple Hawaii deals.
Real example: A Honolulu buyer purchasing a $620,000 condo with a 2.5% commission ($15,500) paid just $1,995 to ShopProp and received $13,505 back at closing — covering nearly half their closing costs.
Other Hawaii Rebate Options
Several Hawaii-based brokerages advertise rebate programs but charge significantly more. A $3,500 flat fee on that same $750,000 purchase means you keep $15,250 — $1,505 less than ShopProp. National referral networks promise percentage-based rebates but route your transaction to a local agent who may not specialize in rebates, and the actual amount varies.
Island-by-Island Savings with ShopProp
- Oahu ($750K median): $18,750 commission minus $1,995 = $16,755 back
- Maui ($850K median): $21,250 commission minus $1,995 = $19,255 back
- Big Island ($550K median): $13,750 commission minus $1,995 = $11,755 back
- Kauai ($900K median): $22,500 commission minus $1,995 = $20,505 back
What to Ask Before Choosing
- What is the actual fee? A 1% commission on $750K is $7,500 — nearly 4x ShopProp.
- Is the rebate guaranteed in writing? ShopProp includes it in your buyer-broker agreement before you tour a single home.
- Who manages your transaction? ShopProp uses its managing broker directly — not a junior agent or referral partner.
- Are they licensed in Hawaii? Some national platforms connect you with agents unfamiliar with Hawaii condo association rules and disclosure requirements.
Bottom Line
Hawaii real estate is expensive enough. ShopProp flat $1,995 fee delivers the largest buyer rebate available in Hawaii. See Honolulu savings or try the rebate calculator.
As cited in NPR, USA Today, and the Brookings Institution.